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This is the part where you have to, albeit reluctantly, start to part with your hard-saved cash. You'll come across the term conveyancing, which is basically the legal term for the transfer of property ownership. You should first contact your solicitor, who will carry out all the conveyancing on your behalf.
The next step will usually be for the mortgage company's surveyor to visit the property. If you wish to get a full structural survey as well, then you can do so. It goes into a lot more detail and as such is quite a bit more expensive, but it can be worthwhile, particularly when buying an older property. If anything comes to light that you aren't happy with you can either quit the purchase, or use it as a bargaining tool and go back to the vendor to renegotiate price.
The UK unfortunately has one of the slowest conveyancing systems in the world, so be prepared for roughly between 2 and 3 months from the time of agreeing the sale, to exchange of contracts. The last stage is completion, when the balance of the purchase price is paid to the vendor, and the keys to your new home are put into your hot little hand.
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